September 13, 2022
AgencyHow Much Life Insurance Do I Need?
It’s never a pleasant thing to think about how your death will affect your family, but it’s a necessary step in making sure they are provided for if the worst were to happen. One of the decisions that you need to make is the size of your life insurance policy. How do you know how […]
August 3, 2022
AgencyWho Should Carry Builders Risk Insurance?
Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. In general, anyone with stake in a construction […]
July 26, 2022
AgencyWho Needs Professional Liability Insurance?
You’ve started your business and now you’re ready to protect it with insurance. But how do you know which insurance policy fits your business the best? Professional liability insurance is also known as errors and omissions liability insurance. Some states require certain industries to carry this liability insurance, such as medical practitioners. Any business that […]
June 27, 2022
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]
May 12, 2022
AgencySigns You Need General Liability Coverage for Your Business
Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself. Sign #1: You Have a Physical Location Visited by Customers Anytime you have […]
April 15, 2022
Agency5 Unexpected Factors For Your Home Insurance Rates
You may already know that poor maintenance will bump your rates. And you know that frequent claims will bump your rates. But there are a number of other factors that you might not be aware of. Here are five things most homeowners don’t know may affect their home insurance rates: Trampolines. Trampolines are listed by […]
March 12, 2022
AgencyDoes My Business Owners Policy Cover My Store?
Part of a business owners policy is designed to protect a business owners’ physical property in case of loss or damage due to an accident or disaster. This side of your BOP is called commercial property insurance. Commercial property insurance covers most of the physical assets of your business from damages and loss caused by […]
February 22, 2022
AgencyWhat Does High Value Home Insurance Cover?
High value home insurance is often necessary when your home’s value exceeds a certain dollar amount. Currently, this value is $750,000. This type of property is considered high-risk, simply because the insurance company needs to take on a significant amount of risk when insuring the home due to its value. Should the home be considered […]
January 21, 2022
Agency6 Factors That Can Affect Your Home Insurance Rates
Since your house is likely your largest investment, getting the right home insurance is key for protecting your family’s finances. However, just because you need to protect your home doesn’t mean you want to pay a small fortune for insurance. Understanding the factors that go into determining your home insurance premiums can help you take […]
December 21, 2021
AgencyClassic Car Security When Driving on Public Roads
You probably own a classic car for one reason—you want to drive it. However, operating a classic car is not exactly the same thing as operating one of today’s modern vehicle. Because of the values and operating risks attached to these vehicles, you might face a higher personal security threat. Therefore, you need to take […]